geri's Blog

Happy Friday to all!

I hope your week is wrapping up nicely.  Here is my selection of quotes for this week.  Enjoy and I will see you next Friday.

...geri

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The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.     -Martin Luther King, Jr.    

The difference between what we do and what we are capable of doing would suffice to solve most of the world's problems.    -  Gandhi    

Have the courage to act, instead of react.    -Earlene Larson Jenks    

Behold the turtle.  He makes progress only when he sticks his neck out.   -James Bryant Conant      

Happy Friday to All!

I hope this finds you having a nice day.  It is rainy and dreary in my neck of the woods, but they are promising an amazing weekend.  Yahoo!!  Bring it on!!!

Have a great day, enjoy this weeks selection of quotes and I will see you again next week.

...geri

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Until you value yourself, you will not value your time.  Until you value your time, you will not do anything with it.     -M. Scott Peck    

Great minds discuss ideas.  Average minds discuss events. Small minds discuss people.                           -Eleanor Roosevelt    

It's not what you are that holds you back, it's what you think you are not.    -Denis Waitley    

People will forget what you said, People will forget what you did, But people will never forget how you made them feel.     -Maya Angelou

Happy Friday to everyone! 

I hope your week has been wonderful.  Ours started out with beautiful sunshine and temps in the upper 60's to low 70's!!!!!!!!!!!  Ahhhh so nice :)     Now we are back to normal... rainy and very cool - in the 40's out there. 

Have a wonderful day and I will see you again next week.

...geri

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Do not look where you fell, but where you slipped.  -African proverb    

Life is not measured by the amount of breaths we take, but by the moments that take our breath away.      -Unknown    

Kindness is the language that the deaf can hear and the blind can see.    -Mark Twain    

Life isn't about finding yourself.  Life is about creating yourself.  -George Bernard Shaw

The Treasury's Making Home Affordable Plan is designed to help more than 9 million homeowners refinance or modify their current mortgage loan to a payment that is more affordable now and into the future. There are basically two parts to the Making Home Affordable Plan.  One of the initiatives in this program is aimed at helping responsible homeowners "refinance" their loans to take advantage of historically low interest rates.  The other part of this initiative is aimed at helping struggling homeowners "modify" their loans to avoid foreclosure. 

 REFINANCING INITIATIVE - You might be eligible if:

 •           You own and currently occupy a one-to-four unit home.

•           Your mortgage is owned or controlled by Fannie Mae or Freddie Mac (I will help

            you determine if yours is, but many are).

•           You are current on your mortgage payments.

•           The amount you owe on your mortgage is about the same, slightly less or slightly

             more than the current value of your home.

•           You have income to support the new mortgage payment.

MODIFICATION INITIATIVE - You might be eligible if:

 •           Own and currently occupy a one-to-four unit home

•           Have an unpaid balance less than $729,750.

•           Have a loan that was originated before January 2009.

•           Have a mortgage payment (including taxes, insurance and home owners dues) that

            is more than 31% of your gross (pre-taxed) income.

There is help out there.  If you are struggling to make your house payments, know you are not alone. Many families are struggling to keep their heads above water in these unprecedented times. 

7 out of 10 families that have their home foreclosed on don't seek help.  Not because they don't want it but because they are embarrassed or they don't know what to do.  PLEASE, if you, any of your family members or friends are in need of assistance, have them call me today.  I will do whatever I can to help.  

And lastly, don't forget, the new homebuyer tax incentive is available to first time buyers who purchase their primary residence before December 1, 2009.        

Happy (almost Friday) to all!

To those of you who check in every Friday for my new list of quotes, I am sorry that I am running late this week.

My daughter is in town for a few days, and I am happy to say I have been enjoying my time with her greatly and yesterday just slipped away on me.

She returns to NYC tonight, but that is ok, it won't be long now and she will be back home for good!!

Have a wonderful day, and here are my quotes to share this week.

...geri

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I am not afraid of storms, for I am learning how to sail my ship.     -Louisa May Alcott    

Life does not have to be perfect to be wonderful.   -Annette Funicello    

When you are in deep water, the best thing to do is shut your mouth.    -Unknown    

There is in this world no such force as the force of an man determined to rise.  -W.E. B. Du Bois